Senior Indirect Lending Underwriter Job at Arizona Central Credit Union, Phoenix, AZ

Q1R6VDI0bmFWSU03NFAwa2E0TDBEeDhneFE9PQ==
  • Arizona Central Credit Union
  • Phoenix, AZ

Job Description

Arizona Central Credit Union Ranked #2 in Top 10 Credit Unions in AZ for 2026
"Ranking Arizona: Top 10 credit unions for 2026"  AZBIGMEDIA

Arizona Central Credit Union offers a comprehensive benefits package, including medical, dental, vision, 401k with up to 6% match, an employee assistance program, and much more.

Role:

This position will be responsible for working closely with Indirect lending staff to make credit decisions based on credit union lending policies.

 
Summary of Job Functions and Responsibilities:

  • Responsible for reviewing, analyzing, and underwriting indirect loan applications including retail and third-party referrals
  • Act as the expert in all areas related to Credit Union Dealer Lending (CUDL)
  • Expert underwriter: review credit applications, credit reports, calculate applicable ratios (i.e. Debt ratios, loan-to-value) evaluate borrower circumstances and determine loan decision based on policies and guidelines
  • Analyze current financial position of member to determine the degree of risk involved in extending credit within policy or make a recommendation to credit committee
  • Follow set procedures when booking loans in the core system, disbursing loan proceeds, ensuring daily funded totals are in balance
  • Foster a positive productive role towards building relationships with dealers and other third parties, in person and on the phone
  • Participate in quality control of loan files, verify accuracy of documentation, and assist funding with collecting pending conditional items as needed.
  • Underwrite and be onsite as needed for special dealer events, possibly weekend events on occasion
  • Establish the terms and conditions of an approved or counter offered loan request.
  • Underwrite other consumer loan applications for branches and consumer lending department as needed
  • Authorizes release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc.
  • Audit, review, or prepare reports as delegated by Manager or VP of Lending

Employee may be asked to perform other job duties as assigned, nothing in this job description shall restrict management's right to assign or reassign duties and responsibilities to this job at any time.


Hours, Skills and Abilities:

Hours:
  • Monday - Friday 9:00am - 5:30pm, some weekends and holidays
  • Remote work is available  after 30 days (Hybrid) .
  • Frequent travel to auto dealerships to build and maintain relationships is require
Experience: Five to eight years of underwriting experience (indirect lending preferred). 

Other Skills :
  • Must have knowledge of consumer lending processes.
  • Proven ability to make sound decisions and work under pressure is required.
  • Must have sound and consistent judgment and decision making abilities.
  • Must have strong analytical skills, the ability to work directly with dealers under required time demands and pressure

Job Tags

Full time, Monday to Friday, Weekend work

Similar Jobs

Generations Home Care - Spokane

Home Caregiver (CNA, HCA) Stevens County Job at Generations Home Care - Spokane

At Generations Home Care, we love what we do and the people we work with and around. Our ideal candidate is supportive, compassionate, and...  ...client change of conditionQualifications* Credentials-Current CNA or HCA in Washington State, or the ability to complete the home... 

Hanna Interpreting Services LLC

Japanese Interpreter Job at Hanna Interpreting Services LLC

 ...Hanna Interpreting Services LLC is a language service provider that connects bilingual and multilingual individuals with potential opportunities to serve as a freelance interpreter or translator. Our mission is to bridge the communication gap for those in need through... 

Princeton School District 477

Secretary - Administrative Assistant to the Principal - Princeton Intermediate School Job at Princeton School District 477

 ...Secretary - Administrative Assistant to the Principal - Princeton Intermediate School...  ...coordinating and making arrangements for special events/projects within the building....  ...regarding homeless, shared-time, special education students; state numbers and transportation... 

WeLink

Outside Sales Representative - Door-to-Door (Internet Sales) Job at WeLink

 ...worth? If you're looking for a high-income sales opportunity...  ...new to sales or already have experience, this position offers the chance...  ...No prior sales experience required Strong interpersonal and communication...  ...seeking a flexible, high-paying sales role Work... 

Leidos

Naval Architect IV Job at Leidos

 ...Naval Architect IV Opportunity at DLBA Naval Architects A Division of Leidos DLBA Naval Architects, formerly Donald L. Blount and Associates, is a leading naval architecture and marine engineering firm, now part of Leidos Gibbs & Cox. DLBA offers innovative consulting...