Underwriter Job at LBC Mortgage, California City, CA

Q1RIVDFZL1pVSVk2NWZzcVpvNzlEQk1peGc9PQ==
  • LBC Mortgage
  • California City, CA

Job Description

About LBC Mortgage

LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience . Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division , focused on funding real estate investment loans with speed, accuracy, and strong risk management.

We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.

Responsibilities

  • Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
  • Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
  • Analyze property details, exit strategies, deal structure, and overall risk
  • Calculate and validate LTV, ARV, LTC , rehab budgets, and timelines
  • Review appraisals, comps, and market data to confirm property value and feasibility
  • Issue approvals and conditions, ensuring fast and clear communication with the team
  • Work closely with Loan Officers, Processors, and Management to move loans efficiently
  • Identify red flags early and provide clear recommendations
  • Ensure adherence to internal guidelines and lending policies

Requirements

  • 2+ years of underwriting experience in Hard Money / Private Lending (required)
  • Strong understanding of Fix & Flip and Bridge loan underwriting
  • Ability to evaluate ARV-based deals , rehab scopes, and budgets
  • Strong knowledge of appraisals, title reports, insurance, and entity structures
  • Strong attention to detail and ability to work in a high-volume, fast-paced environment
  • Excellent communication skills and ability to make confident decisions

Preferred Qualifications

  • Experience underwriting DSCR and rental investment loans
  • Experience with Ground-Up Construction loans
  • Familiarity with Encompass or other mortgage/loan CRM systems
  • Strong knowledge of investor real estate lending across multiple states

Why Join LBC Mortgage

  • Established company with strong leadership and long-term stability
  • Growing private lending division with strong pipeline
  • Opportunity for career growth into Senior Underwriter / Underwriting Manager role
  • Competitive compensation based on experience
  • Remote flexibility and supportive team environment

Job Tags

Full time

Similar Jobs

Lubrizol Corporation

Safety Coordinator Job at Lubrizol Corporation

 ...Lewisville, TX Travel: None Job Type: Full-time; Monday - Friday on-site How Youll Make an Impact As a Safety Coordinator, you'll be at the forefront of our innovation, driving the technical support in the implementation of the facilitys safety,... 

Gpac

Electrical Project Manager Job at Gpac

Are you an experienced Project Manager with a passion for electrical construction? Join our clients innovative team as an Electrical Construction Project Manager ! In this critical role, you will oversee and manage all aspects of electrical construction projects, ensuring... 

Compass Group

FOOD TRANSPORTER/DELIVERY DRIVER (FULL TIME) Job at Compass Group

 ...Location: Bucknell University We are hiring immediately for full time FOOD TRANSPORTER/DELIVER DRIVER positions. Address : Elaine Langone Center, Lewisburg, PA 17837. Note: online applications accepted only . Schedule : Full time schedule; days and... 

Careerscape

Content Writer Job at Careerscape

 ...Our client, a Marketing & Advertising company, is seeking a Content Writer to join their team on a part-time basis. This remote position allows for flexibility while contributing to various marketing projects. The ideal candidate will be responsible for creating engaging... 

MetLife

Call Center Supervisor Job at MetLife

 ...Job Title Call Center Supervisor Job Location Virtual role with in-person training. Commutable to Bloomfield, CT, Cary NC, Oriskany NY,...  ...Responsibilities Virtual roles predominately work from a home office with periodic visits to the assigned GCSO...